As in America, ordinary Americans live
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American dream?
Few people know what is an American dream, but it is believed that in the US, it is happening hardly from everyone. Our compatriot Marina shared his reviews and observations about with us. We offer to go along with her in a virtual journey and see how they live in America.
Marina lives and studies in Los Angeles for more than three years. He says that the average American family has an annual income of about $ 58,000. The amount ignorant person may seem impressive ("People live!"), But in fact, everything is not so rosy for residents in North America.
America: billboards
Each second family of ordinary Americans takes off the house or pays a mortgage. A small two-storey house per month is somewhere in 3000-5000 dollars, without taking into account the costs of nor communal services. Medical insurance, insurance PA car, unpaid learning loans, cellular communication and utilities are expensive. Machines are often charged than they buy. Each family member has its own family. Depending on the brand, year of issue and the amount of the deposit, the price of a monthly payout for it varies from $ 200 and above, on average - from $ 200 to $ 400. People prefer leasing for the simple reason that the car can be changed every, let's say two years old, or buy a lot cheaper after the expiration of the contract. Another important point - in the event of a car malfunction, all spending takes the leasing company. But if one of the family members has no stable credit history, about the house or the car for rent they cannot and dream.
All America lives on credit
To the question of how simple Americans live, Marina responds that all America lives on credit. Children from an early age know that without credit cards can not do.
Many people have accumulative accounts to which the specified amount from the current account translates the bank monthly. Thus, Americans are reinsured to "Black Day". Indeed, in case of loss of work, one of the family members can really happen to the catastrophe - pay for loans and bills simply will be nothing. So it is safe to say that most Americans are waging on "every case" and retire, and not for something specific, such as repair or travel abroad, as we are taken.
Planning finances for the future Americans account for no accident. Here is free education in schools, but for kindergarten parents are forced to pay at least 700 dollars per child per month. In addition, American parents are expensive to pay for sports sections, which is made here to give children.
Products in wholesale shops at low prices - Norm for Americans
Purchases in the States are customary to make in stores of wholesale sales. Interestingly, in such places the prices are lower than in Russian supermarkets. Here you can buy without two days overdue delicacy like tiger shrimps, choose cheap household appliances and detergents.
Low prices in such stores are not least associated with low quality products. It is always on the sight of fresh, but bursting from pesticides vegetables and fruits, bloated to incredible sizes from meat hormones.
For organic food, special supermarkets are assigned here. Is it worth saying that every day there can afford only very secured citizens?
Americans prefer sales
Americans relate to choosing clothes simply - do not chase a fashion and do not spend a large amount of money on it.
Most of the local population dress up very simply, and after clothes wear out, she will be taken to the army of salvation - the Center for Humanitarian Aid. Shops of discounted brand clothing - Paradise for the White Americans, as well as for immigrants from Eastern Europe and the Middle East. The fact that in Russia or Ukraine costs thousands of dollars, here you can find 50 bucks.
In the US department stores, sales will never end up, mostly they accompany the holidays like Mother's Day, the Day of Veterans, Independence Day, and so on, after the holiday, the discount size increases to make money all that failed to celebrate. The famous Black Friday (Friday after Thanksgiving Day in the USA - it begins with it, however, as in Europe) - a great event. The queues are built up a lot of hours before the start of madness, and some, especially desperate buyers, bring tents and spend the night before entering the store. Most often, this can be observed in front of home appliances stores. On Black Friday, you can buy a computer or, for example, a TV for $ 150. But in order not to enter readers for delusion, such computers and televisions stand out for the whole sale, approximately ten. And more than one in the hands do not give.
US residents spend hundreds of dollars a year for coffee
According to my observations, a very large amount of money Americans spend on coffee. The usual morning in California begins long queues to Starbax. The next race to the coffee shop will have to the time of Lunch, and perhaps an American or American "will miss" another cup after work. Interestingly, millions of people across the country spend hundreds of dollars a year for coffee, absolutely not worrying about the fact that it can be cooked at home much faster, and most importantly, much cheaper.
Fast food restaurants are also likely to use the same popularity. Despite the fastener of fast food and frozen microwave dishes, almost every self-respecting American considers a debt to have a subscription to the gym. Going there every week is not at all, but you need to have a subscription. At the same time, there are things for which recently spends less and less money. Not far from my house there were two wonderful bookstores, with a cafeterium on the first floor, where it was possible to get comfortably with a book. Now, to my great unfortunately, in their place a shoe store and a restaurant. Otherwise, spending depend on income and whim.
Americans never lent money
Americans accustomed to loans, despite this, never allow themselves to lend money. It is simply not accepted here.
Most recently, I had a dialogue with one friend, an American of Philippine origin. I asked why he missed a whole semester
At the university, what he honestly and without the shadow of embarrassment answered that he could not afford it. Then I asked why he did not ask for money from someone from friends, at least I, I would not refuse. He very sincerely thanked me, but in his eyes I realized that my words for him are something out of a series of outgoing. By the way, this is indicative of both residents of the European Union.
I thought about and realized that after 5 years spent in this country, I would not have come to mind, to go with such a scrupulous request to the American.
Situating above said, it is safe to say that the American dream is just another and life in the USA. Well where we are not waiting for us in one word .---------------------------
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