As ordinary people live in America. How Americans live

Ordinary people live in America, there are two myths among Russians. Interestingly, they are directly opposite to each other. The first one can be characterized as follows: "The US is a country of great opportunities where the shoemaker can become a millionaire." And the second myth looks like this: "America is a state of social contrasts. There are only oligarchs, merciless operating workers and peasants living well. " It must be said that both myth are far from the truth. In this article, we will not deepen into the history of the States, arguing about slavery and racial discrimination that took place a hundred years ago. We will not admire the standard of living of the Soros family or focus on the homeless, the night of the metro ventilation grilles. We just follow how ordinary people in America now live. Take the average family: two working parents, three children. Normal middle class. By the way, he is the lion's share of all US citizens.

Accommodation

The United States among all countries of the world can boast one of the highest levels of the population. But at the same time, quite a few citizens have a house in full of their own property. And even urban apartments Americans prefer to rent. But the family that ranks itself to the middle class shall be merged away from dusty megalopolis. Before the work of "White Collars" get on electric horses or cars, spending an hour and a half on the road. The house of an ordinary American family is one-story (for High Middle-Class - two-level) cottage with a green lawn front and an extension garage, with a spacious backyard, which hosts the playground for children or pool games. The area of \u200b\u200bthe house ranges from 150 to 250 square meters, and its cost is from 500 to 650 thousand dollars. Not everyone can just take and lay out such but here are the usual people: the standard of living in the United States completely allows you to pay a mortgage. A third of the amount must be made in advance and take a loan for thirty years at 5-10 percent per annum. But! The loss of the work of one of the parents threatens the family of the catastrophe - after all, for the house you need to pay the bank at least two and a half thousand "green" monthly.

Communal payments

Now consider how ordinary Americans live in America and that they pay for their choirs except the loan. The so-called townhouse (cottages) is very expensive. Although ... how to calculate. Ordinary Americans do not bother with hives. In the basement of each house there is a mini-boiler room that is responsible for heating and heating water. Average utility bill (electricity and gas) - about three hundred dollars. Since water is served cold, the fee for it is small - about $ 10. In addition to municipal payments, it is necessary to pay real estate taxes: $ 500 - municipal and another $ 140 - the so-called Community Charges (for garbage collection and cleaning the territory adjacent to home). The lawn in front of the house should be well-groomed - so it is accepted here. Do not reach your hands cut it yourself? Hire a student and get ready for $ 60. Mortgage loans oblige real estate insurance. It is usually $ 300 per year. Total one month should be put on three thousand dollars for housing.

Food costs

Here you need to make a reservation. In the US, there is a big difference between the so-called "healthy" products, marked "bio", and ordinary. Since ordinary people live in America, they should have to occur on food. Yes, about the dangers of stubble hormones of the growth of Kuryatin, as well as the unhealthy fast food, everyone knows. But the usual couple of Americans from the middle class is usually reported in a wholesale store, buying products with a red mark "Discount" and lunch in Starbucks-Coffee, McDonalds or a similar fast food institution. By the way, prices for some products in America are lower than in Russia (especially in Moscow). But eat in restaurants or self-respecting cafe is very expensive. The average middle class family allows themselves to be pleasure twice a month. Usually, about four hundred dollars leaves for food - this is if nothing to deny yourself, and two hundred, if you establish a strict savings regime.

Car and spending on other devices

How do ordinary people outside the city live in America? They start their day with and then sit behind the wheel of the car. To live without a car in the American outback is simply suspicious. Any adult must have a car - at least used. Helps leasing. Moreover, in the event of a breakdown of spending on repair takes on the company. Thus, monthly payments to the leasing firm for two cars are from 300 to 600 dollars, and gasoline - 150. Cars must be insured. Usually it is two hundred dollars a month for each car. But you can reduce the maintenance, taking advantage of the package with more for the Internet and cable television you need to post about eighty-five "green" per month. No one will tell you how ordinary people who do not have a mobile phone live in America, since there are practically no there. Even a child attending kindergarten has such a device (with a bearing, just in case). A package with unlimited conversations will cost about sixty five dollars a month.

Insurance

Foreigners who see how ordinary people live in America, probably notice that they have many income goes to various funds. They are insured from everything: from disability, from the loss of the breadwinner, from the weakening of visual acuity, in case of problems with teeth and even at the unforeseen situation, if the dog will damage the property of the neighbor. Sometimes the policy pays the employer. But after dismissal, he ceases to act. Total for the family every month you need to lay out about five hundred dollars, enriching various insurance companies. But in the United States there is a practice ... transfer of pension inheritance. Each working person pays deductions that accumulate on his individual card. These accumulated funds, Americans can dispose of anything. After the death of a person, money is not burned, but, as under the usual deposit, is inherited.

Costs on clothes

Another discovery that foreigners can do, watching how ordinary people in America live, this is that they do not wear expensive things. Usually they dress simply and practical. On the street rarely when you meet a woman on high heels. In winter, a typical American wears jeans and a jacket, and in the summer - T-shirt and shorts. But this does not mean that all US citizens do not know how to dress. Just here it is not customary to protrude your income. Kezwal style reigns here. Brand clothes are worn on the occasion. And easily buy it. The fact is that in America sales will never stop. They are timed to any holidays, but after them the prices fall even more: the collection is sold for a snot that did not leave during the sale. Special excitement reigns during the so-called black Friday (after thanksgiving). Then you can buy brand clothes for the price, ten times lower than its usual cost. Thus, an ordinary US citizen is not too spent on clothes: up to one hundred dollars a month.

Education

Training in US high school is free. And it is annoying the myth that in America for everything you need to lay out money, and considerable. By the way, medicine for unsecured layers of the population is also free. But how does ordinary America live? For kindergarten you need to pay about eight hundred dollars per child. Or Babi-Sitter - $ 10 per hour. American revenues directly depend on its formation. Therefore, parents at any cost are trying to invest "investing in the future of the child." To study in college or institute take loans. Particularly highly paid professions in America are lawyers, managers managers, doctors. After graduating from the university on this profile, the young man can count on twenty thousand dollars a month. Employees of banks, civil servants, junior medical staff and teachers earn a little less. But training in the American university is expensive: from three to ten thousand dollars a year. Although there is a flexible and provision of scholarships.

Revenues

This is how ordinary people live abroad. Huge spending every month. How do they take such money? The answer is trivial: they do not drink and work a lot. They do not go to the spin every hour. They are paid not for seeding in the workplace, but for a specific result. And the better it will be, the higher the remuneration of labor. Such a motivation makes Americans work for conscience. At the same time, the minimum wage - seven and a half dollars per hour. Such money is paid to teenagers or students on vacation just for walking your dog when you are at work. Cleaning the incoming housekeeper will cost a hundred dollars a day. But for the money you need not just to spend the carpet: to wash, stroke, bring the gloss.

How do Americans engaged in private entrepreneurship

Private activities in the United States can provide good income. Countries are so great that if desired, you can find a niche in any field. The government encourages the opening of its own business and supports it in every possible way, especially if you create new jobs. There should be no bureaucratic wires when registering their business. Make business in America is easy, the main thing is to be honest.