What is the pension in Israel?

Some Russian citizens may become repatriates in Israel. But what awaits them and what kind of pension in Israel is worth considering in more detail. For example, the average age at which people can retire is 65, but the old-age cash benefit received by local residents and those who have emigrated differ significantly.

Age for retirement

If earlier women in Israel could retire at 62, and men at 67, now the legislation has changed somewhat. Now the mark for women has risen to almost 64 years, and in the near future it may even be equated with the male retirement age. In this way, the state will be able to save more money in the treasury.

It should be noted that local residents can count on receiving old-age benefits from the age of 65. In this case, income from work is taken into account: if it exceeds 4,000 shekels, then a pension is not accrued. After 70 years, it is mandatory for absolutely all citizens. Pensions for Israeli pensioners, who at the time of repatriation were not yet 60 years old, are accrued only after their income level is verified. But after the age of 65, you can count on permanent payments without verification.

What is the amount of pensions in the country

On average, Israeli citizens can count on a pension of 6,000 shekels. If this amount is translated into rubles, it will be a little more than 100 thousand rubles. Pension accruals are made taking into account the following criteria:

1. Work experience.
2. The age at which the pensioner is.
3. Position held and deductions every month to the fund.

If we take into account the Israeli military personnel, then the monthly deductions are equal to 1,700 dollars. The size of the pension in Israel can vary. In addition, after retirement, an Israeli can count on a one-time payment, which is calculated based on monthly income multiplied by the length of service.

The state also has special allowances, but only those pensioners who do not have any savings, additional income and a car can receive them.

Types of pensions in Israel

Consider the main features that are available when paying pensions in Israel. There are two types of cash payments:

1. Accumulative part.
2. An old-age benefit.

A funded pension in Israel can be paid to a certain circle of persons who meet the following conditions put forward for them:

In any case, the pension will be paid to the citizen.

What is the essence of social allowances

The pension for Israeli citizens can be slightly increased if an additional social allowance is paid. But this is possible if a person has a low income level. The social allowance can be calculated for a married couple or pensioners who are single. If a couple does not have savings, they can count on a supplement of NIS 41,800, single people can count on NIS 27,900.

old age allowance

A pension in Israel in the form of a special allowance can be paid to people who were not insured by law and became residents of the state after they turned 60 years old. As a rule, such people are called new repatriates. In this case, a woman who is married and lives with her husband is not entitled to receive a special allowance.

The pension will be paid only to the husband, but with a special allowance for his wife. The amount of such social benefit will be equal to a regular pension.

Repatriates and deductions for them

Every year there are more and more people who are called repatriates. This is due to the fact that the Israeli government is trying in every possible way to support its compatriots. If an emigrant proves the unity of his roots with the Israeli people, then he will be able to count on many rights that the locals enjoy.

Pension payments in the first place will be accrued only taking into account the length of service. If a person has worked in this country for ten years, then his average pension can be equal to 800 dollars a month. If there is no experience, then the pension in Israel for repatriates will be equal to 500 dollars.

But the main condition for the payment of benefits may be the permanent stay of a person in the country: if he leaves for two months, then the payments immediately stop. Before moving to Israel, you should definitely consider everything carefully, since life in Israel is not cheap and the costs exceed retirement income.

What can Russians expect in Israel

Russians may well become citizens of Israel. Today, about two million citizens from Russia live in this state. A pension in Israel for a Russian who moved to live in Israel will not be too large. It is less than the living wage. As soon as a person turns 67 years old, he immediately goes to receive old-age benefits. In rubles, it will be 26,000. Emigrants who have worked in Israel for 10 years can count on a large amount.

But today there is a special agreement between the two states, according to which citizens who have moved to Israel will be able to receive an additional pension from Russia. It is 750 shekels. This agreement comes into effect this year. Under this agreement, people who left in 1993 will be able to receive an addition to their pensions in Israel from Russia.

As a rule, the increase to the minimum payments will be 13,000 rubles per month. Such payments will be able to receive about 100,000 people.

How payments are transferred from Russia

Emigrants who, for some reason, could not report that they were leaving Russia to live in Israel can only count on such payments:

1. A pension can be paid in Russia, only then a person will have to constantly come to the country to receive social benefits, or he must issue a power of attorney, according to which a trusted person can perform all functions.
2. You can apply for a card at Sberbank, in which case you will have to visit Russia several times a year. Or even easier - to issue an international card in the country in which the citizen lives. But in this case, the bank will charge a large percentage from the card.

Citizens who warned about leaving for Israel will be able to receive a pension as follows:

1. First of all, it is worth sending a request to the National Insurance Institute, there are several of them in Israel. Employees of the institution send a request to Russia to the pension fund, after which the applicant will be able to receive his pension.

Citizens who permanently reside in Israel will have fairly large payments.

It should be noted that the majority of repatriates come to Israel to receive a high pension.

Is it worth becoming a repatriate at retirement age?

You should not expect that the pension in Israel will be so large that a person who comes to this state will be able to live on social benefits alone, since they will amount to a maximum of $ 500 per month. With the standard of living that exists in this country, this amount will not be enough. Renting an apartment alone can cost at least 400 euros, to which you must add the cost of utilities, food and clothing. Even if the elderly will eat in special free canteens, the money will still not be enough. It would be wrong to repatriate to Israel, guided only by material gain, since it will not work.

In Israel, only those pensioners who have lived in the state for ten years and worked for its benefit can live in abundance. In addition, a number of additional benefits are provided for local residents, which also play a significant role.

For example, Israeli pensioners do not pay land tax, they can take advantage of benefits for paying for television and other government services. Citizens who retire in Israel can count on a one-time payment. It serves as a good big reward. As you can see, the difference between people who came to Israel in order to receive a pension, and those who live in the territory and are considered full-fledged citizens of the state, is quite large, and the amounts are seriously different. Therefore, before taking such a responsible step, you need to carefully rethink everything and choose a more acceptable option for yourself.